Terms and Conditions for Wedding Insurance

When buying your wedding insurance through Cover-More Blue Insurance Services Limited you will not receive advice or a recommendation from us for wedding insurance. We may ask some questions to narrow down the selection of products that we will provide details on, but you will need to make your own choice as to whether to proceed and purchase the product.

We can provide an insurance quotation/policy based on the following terms and conditions:

  1. You must be sure that:
    • You took reasonable care to answer all questions put to you about your insurance fully, honestly and to the best of your knowledge. If you did not understand the meaning of any question, or if you did not know the answer, it is vital that you tell us;
    • None of the information you have provided for the quote has changed before you proceed to purchase cover (if it has you must tell us before we can proceed to arrange cover).
    Please note that failure to provide full and accurate information may result in your insurer taking any one of the following actions: rejecting a claim, only paying part of a claim, cancelling your policy, imposing additional policy terms and conditions and/or charging an additional premium.
  2. All insured persons must be over 16 years of age to incept a wedding policy.

  3. Either the bride or the groom must be a resident of United Kingdom.

  4. Wedding Insurance policy must be incepted 10 days before the wedding ceremony date.

  5. The Insurance does NOT cover change of mind from either the bride or the groom.

  6. If you are travelling abroad for your wedding you will also need to incept a travel insurance policy to cover you for travel and accommodation expenses.

  7. Cover-More Blue Insurance Services Limited offer a Premium Refund Guarantee on all our policies cancelled within the 14 Day cooling off period, whereby you may return the documentation to us and upon receipt of this, provided that no ceremony has taken place and/or you are not making a claim, we will refund you the Insurance Premium. Please note that the Premium Refund Guarantee does not extend to administration or postage fees incurred in the supply your original policy.